Insurance products should highlight the security attributes – Finance – People’s network-polartec

Insurance products should highlight the security attribute — Finance — people.com.cn newspaper Beijing on 6 September,     China (reporter Qu Zhehan) China Insurance Regulatory Commission recently issued a "notice" on the further perfection of relevant matters of personal insurance actuarial system, once again raise the risk of life insurance products, the level of protection, to further promote the adjustment and optimization of business structure of the whole industry that is the capital market, the real economy and national key infrastructure construction to provide long-term and stable financial support. CIRC relevant responsible person said that this policy adjustment to highlight the "insurance insurance name" purpose, proportion of death insurance amount of personal insurance products main age requirements increased from 120% to 160%, while the universal insurance reserve valuation interest rate cap down 0.5 percentage points to 3%, higher than the upper limit of personal insurance the product shall be reported to the CIRC for approval Chinese, in order to prevent the spread risk and enhance the ability to fulfill the contract obligations of insurance companies in the future. From the source to protect the property control of insurance products, the "notice" clearly, to not adhere to life insurance, pension insurance, nursing insurance products such as risk protection and long-term savings will be designed for the property, the chief actuary in the short duration of the product, will be given to cancel the qualification of severe punishment. "People’s Daily" (09 2016 07 August 10 Edition) (commissioning editor: Yuan Bo)相关的主题文章: